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MoneyPersonal Budgets


A Personal Budget is money from local council you can use to organise and buy your own care and support.

There are different ways of using your personal budget:

  • your council can arrange services for you;
  • you can receive your personal budget as a direct payment so you can arrange your own payments;
  • you can also have an individual service fund (ISF) which means that you buy supports from a provider
    • The money is held by the provider on the individual’s behalf
    • The person decides how to spend the money
    • The provider is accountable to the person
    • The provider commits to only spend the money on the individual’s service and the management and support necessary to provide that service (not into a general pooled budget).

You may wish to speak to your local council, local centre for independent living or local brokerage. Use Find A Service to find one near you. 

You can find an easy-read leaflet on personal budgets on the Cornwall Council website here